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- To answer that, you’ll first need to talk to lenders and other financial specialists to gage the amount of funds you have available and the amount you could realistically borrow. There are many items your budget will need to cover outside of the cost of building the house itself. For example, you’ll need to account for the cost of buying the plot including any stamp duty charges. You can find out more about UK stamp duty charges visit the government Stamp Duty Land Tax advice. - Source: Internet
- The initial cost for a self-build is purchasing a plot of land to build on. After that first outlay, you’ll need to focus on finding funds to construct the house itself. Don’t worry, it is possible to get a mortgage on a self-build that will carry you through the process. You can read more about those in our helpful self-build mortgage guide. - Source: Internet
- Before you go full steam ahead, remember that building a house is an investment. That means, all being well, you should be creating value as well as spending money. It’s possible to generate a profit of up to 15% to 30% from building your own house. - Source: Internet
- The two highest costs on the chart are the superstructure and foundations. You should expect your superstructure to take up about 25% to 30% of your available budget as it includes the shell of your house: the walls, external cladding and roofing. The cost depends on the size and type of system you’ve decided on. - Source: Internet
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